30 days old

Commercial Lender

Century Bank
Albuquerque, NM 87102


Excellent Employment Opportunities

COMMERCIAL LENDER Santa Fe and Los Alamos
Reviews, analyzes and processes Commercial, Commercial Real Estate, and Real Estate Development loan requests
and packages loans as necessary, in keeping with financial institution policies and procedures.
Recommends conditions and terms of loans.
Approves loans within established guidelines and/or obtains approval through loan committee.
Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
Develops new customer prospects and business for the bank.
Education/Job Experience/Skills:
1. Bachelor's degree in business, finance or related area
2. Five Ten directly related years of experience.
3. Strong leadership skills, ability to work effectively with customers, support staff, and management.
4. Possesses a high level of analytical ability to determine loan feasibility and very knowledgeable regarding concepts,
practices, and procedures in commercial loan department.
5. Ability to make decisions, work independently and communicate effectively, both orally and in writing.
6. Strong knowledge of laws, regulations and bank policies and procedures pertaining to commercial lending and other bank
products and services.

SENIOR CREDIT ANALYST Albuquerque and Santa Fe offices
Develops credit information for use by lending officers or committees in making lending decisions on new, renewal and
extension loans:
Reviews all pertinent credit and financial information, including reporting services, credit bureaus and bank files;
Determines the need for more thorough investigation or additional information and contacts appropriate sources of such
information, if requested by loan officers;
Prepares all financial spreads and personal cash flows;
Analyzes financial statements and related material;
Prepares summary, presents facts and offers opinions concerning credit worthiness to loan officers or committees.
Reviews current accounts receivable, agings, inventory reports and related Borrowing Base Certificates as required, stock
secured and art secured loan reports as appropriate, watching for any developing problems and keeping loan officers
informed.
Knowledge Required: A high level of analytical ability. Minimum level of preparation and training normally required by the job: A bachelor's degree in business, finance, economics, accounting or equivalent job experience. Five or more years experience as a Credit analyst or related experience.

Century Bank offers a competitive compensation and benefits package. Please send resume to Human Resources office at P.O. Box 1507, Santa Fe, NM 87504-1507 or apply online at www.mycenturybank.com. We are an EEO/AA employer.
KEYWORD: A460420

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Posted: 2019-09-14 Expires: 2019-10-15

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Commercial Lender

Century Bank
Albuquerque, NM 87102

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